What are Shop Pay Installments and how do they work?Updated a year ago

As an alternative to paying for your order in full at checkout, you can choose to pay in 4 biweekly, interest-free payments. There are no hidden or late fees, checking eligibility has no impact to credit.

To shop using pay installments on Shop Pay, simply fill your cart, check out with Shop Pay, and choose to pay in 4 installments.

Your first payment is either due at checkout or 2 weeks after your purchase. The 3 following payments will be charged automatically every 2 weeks on your card saved on Shop Pay. Don’t fret – you'll get a heads up about upcoming payments via email.

Shop Pay Installments accept debit and credit cards. Any orders between $50-$1,000 are eligible for this payment method.

Installment plans don’t need to be completed before an order is fulfilled – your order will not be delayed. We’ll ship your order within 3-5 business days from the purchase date.

For refunds that are less than your total purchase balance, your next payment won’t be lower. Rather, you can expect fewer payments, a smaller final payment, or both. For refunds greater than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.

If you’d like to learn more, you can refer to Shop Pay Installments’ help pages here or here.